100% Remote Government Underwriter (DE/LAPP SAR)

ESSENTIAL JOB FUNCTIONS:


The primary role of the Mortgage Underwriter is to review a mortgage loan application and supporting documents in accordance with stipulated guidelines (Fannie Mae/Freddie Mac and/or client and/or other investor) and to render a credit decision.

This will include, but not be limited to, the following activities:

Review asset documents and calculate assets
Review employment details and calculate income
Review credit report and validate liabilities and credit-worthiness
Review the sales contract
Review mortgage insurance
Review appraisal and perform compliance checks
Notate any required credit and/or closing conditions and subsequently review and sign off on them
When the documents/information are received/reviewed, issue a final approval, Clear to Close or adverse action on a loan
Update the LOS with all required/pertinent information
Maintain a strong relationship with the processing team, our clients, and loan originators as you work together to evaluate a deal.

EXPERIENCE

Minimum of 5 years underwriting experience in a front-line origination production environment.
Prior experience working with FHA, VA, USDA loans
Understanding and applicability of recent regulatory changes is important.
Strong computer skills and familiarity with Microsoft Office suite of products is preferred.You will be working with some of the newest technology in the mortgage industry. As it evolves, we will ask you for your feedback to improve our products.
Ability to perform quality work and adhere to timeliness standards established by management.
Proactive, energetic and resourceful.
Strong attention to detail and organization, and ability to develop an in-depth understanding of the products/programs of our clients.
Bilingual: English/Spanish (preferred)

- Competitive base salary/hourly
- Vacation/PTO
- Medical
- Dental
- Vision
- 401(k)
- Solid work-life balance