If you are a Mortgage Underwriter with experience, please read on!
We are a New York-based banking organization that has been disrupting the digital banking world since 2009. We are rated within the Top 10 Digital Banks by Bankrate and a member of the Inc 5000 list of Fastest Growing Privately Held Companies in America. We are a values-oriented organization that emphasizes positivity, encouragement, fearlessness, and teamwork.
In this role, you'll be working both solo and in collaboration with our team to provide thorough evaluations of credit and documentation, identify risks, and advise decision-making as per designated limits.
What You Will Be Doing
- Evaluating credit/documents in loan files
- Identifying all potential risks
- Underwriting mortgage applications as per limits
- Analyzing income and employment details
- Evaluating asset documentation
- Reviewing credit reports and ratings
- Reviewing appraisals and ensuring proper value
- Collaborating with loan officers to finalize applications and other documentation
What You Need for this Position
- 3 Years+ experience in residential underwriting
- Knowledge of appraisal types
- Familiarity with loan documentation
- Understanding of mortgage insurance, programs, policies, and regulations
- Understanding of compliance relating to initial disclosure/re-disclosure
- Auditing skills
- Familiarity with FNMA/FHLMC guidelines
- Experience with AUS
- Encompass experience (a plus)
- Strong communication skills
- Ability to work solo and in a team
- Mathematical skills
- Strong attention to detail
- DE Certification (a plus)
What's In It for You
- Competitive Base Salary ($75K - $100K)
- Great Bonus Structure
- Medical, Dental, Vision
- 401K with Match
- Flexible Vacation/PTO
- Laid-Back Culture
- Fun Team
- Fast-Paced Environment
So, if you are a Mortgage Underwriter with experience, please apply today!
This job is open to telecommute candidates.
Applicants must be authorized to work in the U.S.